Get instant life insurance from New Horizon Financial Network
The Value of Life Insurance
What would happen to your family if you weren't there tomorrow? It's an uncomfortable question—but the answer determines everything about how you plan today. Click the video to understand the power of life insurance products.
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If you have questions about your life insurance needs or want more information before you begin the application, let’s talk.
Backed by giants
Mutual of Omaha
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Corebridge
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Ethos
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National Life Group
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Fidelity & Guaranteed Life
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Americo
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Mutual of Omaha • Corebridge • Ethos • National Life Group • Fidelity & Guaranteed Life • Americo •
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Coverage up to $2M with no medical exam. Just answer a few simple health questions.
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We can offer coverage to more than 90% of applicants age 20-85, averaged across ages.
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Flexible options to fit different budgets and needs.
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Dedicated support from our team.
What if I already have life insurance through my employer?
Employer-sponsored life insurance typically provides coverage equal to 1–2 times your annual salary—far below what most families actually need. Plus, that coverage often ends when you leave your job. That’s why many individuals choose to supplement with personal term policies, aiming for a more robust benchmark of 10 times their income to ensure long-term protection.
How much does life insurance cost?
Many people assume life insurance is expensive, but in reality, it’s often far more affordable than expected. Your premium depends on several personal factors—such as your age, health, lifestyle habits, coverage level, and policy duration. Acting early allows you to secure lower rates and maximizes long-term savings as your risk profile is more favorable.
What does life insurance cover?
Life insurance provides financial protection by covering major expenses if you pass away while the policy is active. Common uses include mortgage payments, outstanding debts, tuition costs, and daily living expenses. The payout—typically a tax-free lump sum—is directed by your beneficiaries, giving them flexibility to manage what matters most during a difficult time.